Remortgages in Scotland
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Is your current mortgage due for renewal within the next 6 months or have you not reviewed your mortgage and sitting on a standard variable rate?
Are you looking for the best deal on the market?
Or is your family expanding and you require more space and need to borrow extra funds for an extension?
Or maybe you need to borrow additional funds to clear debts or help a family member?
What is a remortgage?
A remortgage is when you take out a new mortgage against your existing property repaying your current mortgage in the process.
Often, people will do this in order to carry out improvements to their home such as extensions, conversions or landscaping.
However, some people also do this to raise capital (which is secured against their home) for things such as starting a new business, paying off other debts or even buying a new vehicle.
See below for typical examples:
We search the whole of the market!
We understand you are busy, and it can be easier to contact your existing lender to secure a new deal however this is not always the most cost-effective option for you. At Mortgage Time we can always find deals that are fee free, which means your home will be valued free of charge and as you need a solicitor to transfer a mortgage this is also offered free of charge, so no cost to you what so ever. We have the tools and the knowledge available to search the whole of the market to possibly save you money per month or reduce your mortgage term and make you mortgage free quicker.