Are you fed up of paying rent and paying someone else’s mortgage/pension fund
or are you still living at home and think it may be time to get on the property ladder?
More than likely your own first-time buyer mortgage will be cheaper than rent, as rents are continually increasing year on year.
It can be even cheaper if you are eligible for one of the first-time buyer schemes, for example, LIFT, Help to Buy Scotland or a 95% mortgage.