First Time Buyers

We’re your first choice for First Time Buyers in SCOTLAND!

Are you fed up of paying rent and paying someone else’s mortgage/pension fund
or are you still living at home and think it may be time to get on the property ladder?
More than likely your own first-time buyer mortgage will be cheaper than rent, as rents are continually increasing year on year.
It can be even cheaper if you are eligible for one of the first-time buyer schemes, for example, LIFT, Help to Buy Scotland or a 95% mortgage.

HOW MUCH COULD I BORROW?

SINGLE APPLICATION

JOINT APPLICATION

This tool is designed to give an indication of how much you can borrow based on your annual salary (before tax)
Your adviser will calculate exactly how much you can borrow.